The alarming saga of wrongly fitted cavity wall insulation has taken a worrying turn
Cold calling: don’t be taken in by salesmen offering to take out CWI
I was interested to read your column on February 14 about cavity wall insulation (CWI). I had CWI installed last summer, after a salesman called and told us about the “Government-backed” scheme, and how this would save us money and stop any damp issues. As it appeared to be Government-approved, and would not cost us any money, and was supported by a 25-year guarantee, it seemed like a good idea.
However, three weeks ago, I had a visit from another salesman, from a company called Cavity Claim UK Ltd (which he said was part of Slater & Gordon Solicitors). He told me that the installer who insulated my property, and others in the area, did not do the job properly. He said that his own company works in conjunction with a firm of solicitors who will sue the initial installer. Cavity Claim UK would “redo” the CWI.
He said they are backed by the Government, and even if the original installer were to go bust, he told me they would get the money to redo the work. He wants me to sign a “Deed of Assignment” which I am concerned about doing. It could be that this is a bona fide company, but where did they get the information that I have had the CWI done? It all sounds rather like a coincidence. Have you heard of this company?
Cavity Claim UK Ltd is not part of Slater & Gordon Solicitors, although I can see why you might have thought it was. The Deed of Assignment document you have sent me is emblazoned on every page with a prominent watermark stating “Cavity Claim UK Ltd: Pannone: Part of Slater & Gordon”.
The first thing you knew about this was when your tenants called you to say that the salesman had knocked at the door and they had let him in, and he now wanted you to sign this deed, authorising Cavity Claim UK Ltd to pursue a legal claim against the original CWI company, to extract the insulation and repair the damage it had caused.
It seems that the salesman from Cavity Claim UK Ltd had looked at your property from the outside, and told you it had no damp-proof course, frost-damaged brickwork, poor-quality pointing, and windblown sand up to one-metre high in the cavities. He said all this meant that the house should never have had CWI installed.
My first inquiry was to Pannone Solicitors in Manchester (recently taken over by the nationwide Slater & Gordon), whose name appears prominently on the Deed of Assignment, and also on the Facebook and Twitter pages of Cavity Claim UK Ltd. The solicitor I spoke to said, “They are my client. I’ll speak to my client and give you a call back.” He never did.
So I called the Slater & Gordon head office in London, who told me: “Cavity Claim UK Ltd (CCL) is a client of the Pannone part of our business in Manchester and they have instructed us in respect of legal claims relating to defective cavity insulation work under an assignment arrangement. It has been suggested CCL acquire potential claims referred to us through cold calling at properties. Slater & Gordon strongly denigrates cold calling as a practice and will never knowingly accept instructions arising from such activities nor encourage such practice. We are advising them that the Deed of Assignment needs to be revised and are helping them to revise it.
“We would urge anyone that has been contacted by Cavity Claim UK Ltd and who has concerns about any arrangements they have entered into and which refer to ourselves being involved, to contact us direct on 0800 884 0021.”
A spokesman for CCL told me, “Nobody from Cavity Claim UK Ltd ever solicits work by knocking on doors.”
This is an extraordinary development in the mis-selling of retrofit cavity wall insulation, which continues to be both supported by the Government, and pushed on unsuspecting consumers by the energy companies and the green lobby. Apart from CCL, there are now dozens of other “claims management” firms offering to get cavity wall insulation extracted, on a “no win, no fee” basis.
So it seems that you can now be cold-called or doorstepped one week by a firm offering to insulate your cavity walls for free, and then cold-called or doorstepped the following week by a different firm offering to take it out again.
This is madness. The outgoing Government needs to act now and impose a moratorium on any more CWI being installed, until Amber Rudd (Under-Secretary of State for Energy and Climate Change) has fulfilled her pledge to review the workings of this uncontrolled industry.
If you have concerns about your CWI, visit the cavity wall insulation website.